Are you in a committed relationship but not interested in getting married? Do you want to ensure that you and your partner have the necessary legal protections and insurance coverage? At Michael D. Schmitt, ESQ., we understand the unique needs of unmarried couples in New York and offer comprehensive legal services to help you establish and protect your domestic partnership.
Understanding Domestic Partnerships in New York
Domestic partnerships provide unmarried couples with legal recognition and certain rights and benefits. They offer a way for couples to formalize their relationship and enjoy some of the legal protections typically associated with marriage. In New York, domestic partnerships are recognized and regulated by the Domestic Partnership Act.
Requirements for Domestic Partnerships in New York
To establish a domestic partnership in New York, both partners must meet the following requirements:
Age: Both partners must be at least 18 years old and capable of consenting to the partnership.
Residency: At least one partner must be a resident of New York City.
Shared Residence: The partners must share a primary residence and consider it their long-term domestic residence.
Financial Interdependence: The partners must demonstrate financial interdependence, which includes joint ownership of property, joint leases or loans, shared bank accounts, and shared expenses.
Exclusivity: The partners must be in an exclusive, committed relationship, without being married or in a domestic partnership with anyone else.
Benefits of Domestic Partnership
Entering into a domestic partnership can provide you and your partner with various benefits, including:
Health Insurance: Many employers offer health insurance coverage for domestic partners, allowing you to extend your coverage to your partner.
Hospital Visitation and Medical Decision-Making: Domestic partners have the right to visit each other in the hospital and make medical decisions on each other’s behalf.
Inheritance Rights: Domestic partners may have inheritance rights in the absence of a will, ensuring that your assets are protected and passed on to your partner.
Financial Protections: Domestic partnerships offer financial protections, such as the ability to file joint tax returns, access to certain government benefits, and protection against discrimination in employment and housing.
Parental Rights: Domestic partners may have certain parental rights and responsibilities, including the ability to adopt jointly or seek custody or visitation rights for a partner’s biological or adoptive child.
Insurance Coverage for Domestic Partners
Insurance coverage is an essential aspect of protecting yourself and your partner. We can assist you in understanding and securing the following types of insurance coverage:
Health Insurance: We can guide you through the process of obtaining health insurance coverage for your domestic partner, whether through your employer’s plan or through private health insurance options.
Life Insurance: Life insurance can provide financial security for your partner in the event of your death. We can help you determine the appropriate coverage amount and select the best policy for your needs.
Property and Liability Insurance: Whether you own a home, a vehicle, or other valuable assets, we can help you navigate insurance options that provide adequate coverage for both partners.
Long-Term Care Insurance: Planning for long-term care is crucial. We can advise you on long-term care insurance options that suit your specific circumstances.
How Michael D. Schmitt, ESQ Can Help You With Domestic Partnership Cases in New York
If you are considering a domestic partnership or need assistance with insurance coverage for you and your partner, our team of experienced attorneys is here to help. We understand the intricacies of domestic partnership laws and the importance of proper insurance coverage. Contact Michael D. Schmitt, ESQ. today to schedule a consultation and take the first step towards protecting your relationship and securing your future.